News Flash

City of Coralville News

Posted on: February 2, 2024

Apply for a Grant to Help Make Necessary Home Upgrades or Repairs

Housing-Rehab_300

Qualifying homeowners can apply for a grant/forgivable loan of approximately $15,000 to make necessary home repairs or upgrades through the Johnson County Housing Rehabilitation Program

Applications are now being accepted for qualifying homeowners in Johnson County with grant assistance for necessary home repairs and upgrades. Eligible projects could include furnace, roofing, siding, window replacements, and electrical or plumbing upgrades. Assistance is in the form of a grant/forgivable loan of approximately $15,000 for housing rehabilitation. This is a five-year forgivable loan that recedes at a rate of 20 percent per year. As long as you live in your home for five years after the repairs are complete, you will not have to pay anything. Grants are awarded to eligible applicants on a first-come, first-served basis. 
   
The Johnson County Housing Rehabilitation Program is made possible by the Housing Trust Fund of Johnson County, in conjunction with Hills Bank and Trust Company, the Federal Home Loan Bank (FHLB) of Des Moines, and the East Central Iowa Council of Governments (ECICOG).

Who Can Apply:

  • You must be a Johnson County resident, and not within the city limits of Iowa City (Iowa City residents may be eligible for alternate programs; contact ECICOG for information), and
  • You must own or be purchasing a home, and
  • Income limits apply; you must be at or below 80% of the Area Median Income for family size (see below), and
  • You must qualify as having a special need – one or more people in the home are “individual(s) with any of the following: mental or physical impairment, recovering from physical abuse, recovering from substance abuse, persons with HIV/AIDS, or elderly.” Also anyone receiving SSI, SSDI, or VA disability benefits, and 
  • The home needs rehabilitation (windows, doors, HVAC, plumbing, roof, insulation, floors, etc.). Approximately $15,000 of rehabilitation is available as long at the home value exceeds the support provided via a five-year forgivable loan. No repayment is due if the homeowner lives in the home for five years.  
  • See www.ecicog.org for full details and other application requirements.

Income Guidelines for Eligible Participants:
(80% of area median income for Johnson County):

1-Person Household: $64,650
2-Person Household: $73,850
3-Person Household: $83,100
4-Person Household: $92,300
5-Person Household: $99,700
6-Person Household: $107,100
7-Person Household: $114,500
8-Person Household: $121,850

Learn More
Information, including a program description and an application, is available at www.htfjc.org/rehab. These spots (secured with a completed application submitted to ECICOG) will fill quickly. When spots are filled, qualified households will be placed on a waiting list. However, funding is not guaranteed for those on the waiting list. For questions regarding the application process, contact the Housing Trust Fund of Johnson County at 319.358.0212.

For more information or to apply to the program, email Deanna Robinson with ECICOG at deanna.robinson@ecicog.org, or call 319.289.0060, or visit www.ecicog.org/housing.
Program Administered By:
East Central Iowa Council of Governments
700 16th Street NE, Suite 301
Cedar Rapids, IA 52402


Housing-ECICOG-Housing-Trust-Fund-FHLB

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